Your Door to Coverage
Health Insurance
INDIVIDUAL
HEALTH
The health insurance industry has been turned completely upside down but you do not need to deal with the changes on your own, we are here to help.
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We can answer any questions you may have; our agency is trained and certified to advise and sell PPACA compliant health insurance plans on or off the Federal Health Insurance Marketplace.
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Why wouldn't you use an agent to help with your coverage? There is no additional cost to use an agent!
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We represent all major carriers on and off the Marketplace so we are sure to find a fit for you.
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We are advocates for our customers. Throughout the year, we will make sure your coverage continues to work for you. We can assist with changes, dependant additions, billing, and claims.
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We can provide medication discounts through an exclusive online program allowing pharmacies to bid for the lowest price on your medication.
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GROUP
HEALTH
Employer Sponsored Health Insurance contiues to transform though the implementation of the PPACA law. Due to these changes, a huge burden has been placed on the employer for administration and increased cost. Our goal is to assist employers and employees to provide help in the following areas:
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Answering the many questions employers and employees have. We want to be a resource for our clients so they only need to look to one place for answers.
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Providing compliance assistance to make sure employers and employees meet and understand all of the requirements of PPACA.
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Cost strategies for premiums, claim exposures, taxes and fees.
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Plan design strategies to find a plan that fits your group. We are continually searching for new ideas and products to allow our clients to offer competitive benefits while also keeping their premium costs as low as possible. Some examples are:
- Health Saving Accounts
- Health Reimbursement Agrangements
- Defined Contribution Plans
- Self Funding (for large and small group)
- Group to Individual plan transitions
- Medication Discount Programs
- Wellness Programs
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We offer a personal and indepth analysis of your current insurance program and provide alternative options and recommendations available to you for improvement. Our goal is to tailor an employers health care program to their business and its employees.
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